Social security
- Who pays social security, and how much?5% from the worker's wage, 12% from the employer.
- Am I covered if I work at a small business?Yes, every private-sector worker, whatever the headcount. Government, international-organisation and security staff are excluded. Registration is compulsory; neither side can opt out.
- Is there unemployment support?Yes. An insured worker who loses their job: at least two years of unemployment-insurance payments; up to six months; an amount equal to the social protection allowance; at most three times.
- When can I retire?Men at 60 and women at 55 with 20 years of registered service; or any age with 30 years (men) or 25 (women). If a worker dies in service, the family gets a pension regardless.
- What if my employer never registered me for social security?Registration is compulsory. If unregistered, ask an inspector, call 5500, visit the social security directorate, or go to the labour court. The fund must pay what you are owed even if contributions were not paid.