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When can I retire?

Kurdistan Region

Men at 60 and women at 55 with 20 years of registered service; or any age with 30 years (men) or 25 (women). If a worker dies in service, the family gets a pension regardless.

  • KRG Ministry of Labour explainer, Kar portal, 22 Feb 2025

Federal Iraq

Men at 63 and women at 58 with 15 years; men at 60 and women at 55 with 20; from 50 with 30 years (men) or 25 (women).

  • Retirement and Social Security for Workers Law No. 18 of 2023 · Art. 29/1, 29/3

The law

The Kurdistan Region has no labour law of its own, so it still applies Iraqi Labour Law No. 71 of 1987. Federal Iraq has applied the newer Labour Law No. 37 since 2015.

Kurdistan RegionKRG Ministry of Labour explainer, Kar portal, 22 Feb 2025Official text
کرێکارى پیاو تەمەنى (60)ی ساڵى تەواو بکات، و کرێکارى ئافرەت تەمەنى (55) ساڵى تەواو بکات، هه‌روه‌ها بۆ هه‌ر یه‌كێكیان لانی هه‌ره‌كه‌م (20) ساڵ ڕاژه‌ی ده‌سته‌به‌ركراوی هه‌بێت
Kurdistan RegionKRG Ministry of Labour explainer, Kar portal, 22 Feb 2025Official text
ئه‌گه‌ر کرێکارى پیاو لانى هەرەکەم (30) ساڵ ڕاژه‌ی ده‌سته‌به‌ركراوی هه‌بێت، کرێکارى ئافره‌ت لانى هەرەکەم (25) ساڵ ڕاژه‌ی ده‌سته‌به‌ركراوی هه‌بێت دەتوانێ خۆى خانەنشین بکات
Federal IraqRetirement and Social Security for Workers Law No. 18 of 2023· Art. 29/1Official text
إذا أكمل الرجل (٦٣) الثالثة والستين من العمر وكانت له خدمة لا تقل عن (١٥) خمس عشرة سنة
Federal IraqRetirement and Social Security for Workers Law No. 18 of 2023· Art. 29/3Official text
إذا أكمل الرجل (٦٠) الستين من العمر وكانت له خدمة مضمونة لا تقل عن (٢٠) عشرين سنة

This is general information, not legal advice. It is for private-sector workers only, not government employees. It is written from the official texts of the laws named with each answer, checked on Oct 15, 2026. If anything differs, the official text of the law decides. For your own situation, speak to a lawyer or the Ministry of Labour and Social Affairs.

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