Nasspay
Digital Payments & Tokenization Specialist
- Erbil
- Full time
- 9 hours ago
- Salary
- Not stated
- Deadline
- Dec 9, 2026
Alert me about similar jobs
Digital Banking Specialist · Erbil
Nasspay is hiring an on-site Digital Payments & Tokenization Specialist in Erbil to oversee payment tokenization, digital wallets, and card provisioning initiatives across issuer and acquirer ecosystems.
About the job
The Digital Payments & Tokenization Specialist is responsible for managing and coordinating NASS's digital payment and payment-tokenization initiatives from both issuer and acquirer perspectives. The role acts as the internal subject-matter owner for tokenization, digital wallets, token lifecycle management, card provisioning, and related scheme requirements. The specialist works closely with card schemes, token service providers, technology vendors, developers, card-management providers, and internal teams to ensure that digital-payment solutions are correctly designed, integrated, tested, certified, and operationally ready. The role is primarily focused on technical ownership, coordination, requirements, and solution validation rather than direct software development.
Responsibilities
- Own the functional and technical requirements for payment tokenization from issuer and acquirer perspectives.
- Coordinate with token service providers, card schemes, digital-wallet providers, technology vendors, and internal development teams.
- Translate scheme and vendor requirements into clear technical and operational requirements for NASS.
- Understand and manage the complete token lifecycle, including provisioning, eligibility, activation, suspension, resumption, deletion, card replacement, renewal, expiry, and lost or stolen card scenarios.
- Review and validate card-to-token lifecycle relationships and ensure token status remains synchronized with the underlying payment card.
- Coordinate issuer identification and verification requirements used during token provisioning.
- Define and review customer authentication and step-up verification requirements.
- Review token provisioning flows through mobile applications, issuer applications, digital wallets, and third-party token requestors.
- Review tokenized transaction authorization flows and ensure correct interaction between the wallet, token service provider, card scheme, switch, and card-management system.
- Support integration between NASS systems and tokenization platforms.
- Review API specifications, callbacks, event notifications, message flows, and integration dependencies related to tokenization.
- Coordinate technical discussions related to Token Requestor IDs, token domains, token assurance levels, token authentication methods, and wallet configuration.
- Support issuer wallet and digital-wallet readiness initiatives, including future readiness for Apple Pay, Google Wallet, scheme wallets, and other wallet platforms.
- Coordinate tokenization testing and certification activities with relevant schemes and vendors.
- Prepare and maintain tokenization test scenarios covering normal, negative, exception, lifecycle, and failure cases.
- Validate vendor deliverables and ensure that tokenization requirements are fully implemented before acceptance.
- Participate in defect analysis, troubleshooting, and root-cause discussions related to tokenization.
- Maintain technical documentation, integration flows, token lifecycle diagrams, configuration requirements, and decision logs.
- Support production-readiness assessment and post-go-live issue resolution.
- Ensure tokenization implementation aligns with NASS security, PCI, card-scheme, and regulatory requirements.
Requirements
- Strong understanding of card issuing and payment processing.
- Good understanding of payment tokenization concepts and digital-wallet provisioning.
- Understanding of issuer and acquirer roles within card-payment ecosystems.
- Understanding of card lifecycle management, payment switches, and card-management systems.
- Familiarity with API-based system integration and technical specifications.
- Knowledge of payment authentication and customer verification concepts.
- Strong vendor-management, analytical, troubleshooting, and communication skills.
- Experience within a payment service provider, bank, card issuer, acquirer, processor, fintech, or payment technology provider.
- Experience with Visa, Mastercard, or domestic card schemes.
- Previous exposure to payment-tokenization platforms or digital-wallet implementations is highly desirable.
- Experience coordinating external vendors and participating in payment certification or production-readiness activities.
Skills
- Card issuing
- Payment processing
- Payment tokenization
- Digital wallets
- Card lifecycle management
- Payment switches
- Card management systems
- API integration
- Payment authentication
- Vendor management
Details
- Profession
- Digital Banking Specialist
- Category
- Banking & Insurance
How to apply
- Apply link: https://hr.nass.iq:8069/jobs/apply/digital-payments-tokenization-specialist-188