بازدان بۆ ئەنجامەکان

First Iraq Bank

بەڕێوەبەری پەرەپێدانی کار

ناونیشانی ڕاگەیاندن: Business Development Manager

مووچە
ئاشکرا نەکراوە
دوا وادە
7 تشرینی دووەم 2026
زمانەکان
عەرەبی · ئینگلیزی

دەربارەی کاری هاوشێوە ئاگادارم بکەرەوە

پسپۆڕی پەرەپێدانی بازرگانی · بەغدا

بانکی یەکەمی عێراق پێویستی بە بەڕێوەبەری پەرەپێدانی کار هەیە لە بەغدا و بەسڕە بۆ فراوانکردنی هەژمارە بازرگانییەکان و خزمەتگوزارییەکانی پارەدان وەک ئامێرەکانی POS و دەروازەی پارەدان. پێویستی بە لانیکەم ٥ ساڵ ئەزموون لە بواری پارەدان یان فرۆشتنی B2B، بڕوانامەی بەکالۆریۆس، و زانینی زمانی عەرەبی و ئینگلیزی هەیە.

دەربارەی کارەکە

The Business Manager grows FIB's business-account and merchant-acquiring portfolio across SMEs, retailers and enterprise merchants. The role owns acquisition, onboarding, activation and volume growth for POS, SoftPOS, QR, Payment Gateway, cashback and BNPL programs, while deepening business-account relationships and ensuring full compliance with FIB policy, CBI regulation and risk standards.

ئەرکەکان

  • Business Development & Sales — Acquire new business-account customers and merchants across assigned sectors and regions; maintain an active pipeline; lead visits, demos and negotiations; deliver targets for new merchants, accounts, volumes and revenue.
  • Business Accounts — Open and grow business current and savings accounts for SMEs, retailers and merchants; raise average balances; cross-sell payroll, transfers and digital banking.
  • Merchant Acquiring — Own the end-to-end acquiring relationship: merchant onboarding, KYB, pricing (MDR) negotiation, activation, settlement and ongoing account management.
  • POS Terminals — Sell and deploy POS terminals; manage terminal allocation, installation and activity; follow up on inactive terminals and push transaction volumes.
  • SoftPOS (Tap-on-Phone) Drive SoftPOS adoption among small merchants, delivery agents, field sales teams and micro-businesses as a low-cost acceptance channel.
  • QR Payments — Onboard merchants to FIB QR acceptance and grow QR transaction counts and values.
  • Payment Gateway & E-Commerce — Acquire online merchants, platforms and billers; coordinate API and plugin integration with Product and Technology; grow online payment volumes.
  • Cashback & Merchant Campaigns — Design and run cashback, discount and co-marketing campaigns with merchants to drive customer spending and merchant loyalty; track campaign cost and ROI.
  • BNPL Merchants — Onboard merchants to FIB's Buy Now, Pay Later program; manage merchant agreements and commission terms; grow BNPL sales volume with Credit and Product.
  • Merchant Activation & Performance — Monitor transaction volumes, dormant merchants and churn; run activation and retention plans; identify upsell to additional FIB products.
  • Collections & Bill Payments — Offer digital collections, bulk payments and bill-payment solutions to businesses with recurring customer payments.
  • Relationship Management — Maintain strong relationships with owners and finance managers; resolve and escalate merchant issues (settlement, chargebacks, terminal faults) promptly.
  • Market Intelligence — Track competitor pricing, merchant needs and market trends; feed insights to Product for new features and pricing.
  • Team Leadership — Set targets, coach and supervise officers, and coordinate with Operations, Risk, Product and Technology for smooth delivery.
  • Ensure full KYC/KYB, AML, sanctions and CBI compliance for all business accounts and merchants.
  • Monitor merchant risk: fraud, chargebacks, prohibited business types and unusual transaction patterns.
  • Keep merchant files and agreements complete and current; report performance and risks to management.
  • New business accounts and merchants onboarded
  • Active merchant ratio (POS, SoftPOS, QR, Payment Gateway)
  • Acquiring transaction volume, value and MDR revenue
  • BNPL merchant sales volume
  • Cashback Acquired Accounts
  • Business-account balances and cross-sell
  • Merchant retention and satisfaction

مەرجەکان

  • Bachelor's degree in Business, Finance, Banking or a related field.
  • 5+ years in merchant acquiring, payments, SME banking or B2B sales.
  • Strong knowledge of POS, SoftPOS, QR, payment gateways and BNPL.
  • Proven sales, negotiation and team-leadership skills.
  • Fluent in Arabic and English.

شارەزاییەکان

  • وەرگرتنی بازرگانان
  • ئامێری خاڵی فرۆشتن (POS)
  • خاڵی فرۆشتنی نەرمەکاڵایی (SoftPOS)
  • دەروازەی پارەدان
  • پارەدانی QR
  • ئێستا بکڕە و دواتر بدە (BNPL)
  • دانوستاندن
  • سەرکردایەتیکردنی تیم

وردەکاری

پیشە
پسپۆڕی پەرەپێدانی بازرگانی
بەش
فرۆشتن و بازاڕکردن
خوێندن
بەکالۆریۆس
ئەزموون
5+ ساڵ
پێشکەشکردن لە ماڵپەڕی سەرەکی