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Nasspay

أخصائي المدفوعات الرقمية والترميز

عنوان الإعلان: Digital Payments & Tokenization Specialist

الراتب
غير محدد
آخر موعد
9 كانون الأول 2026

نبّهني بوظائف مشابهة

أخصائي مصرفية رقمية · أربيل

تبحث ناس باي في أربيل عن أخصائي مدفوعات رقمية وترميز للعمل بدوام كامل وحضوري لإدارة وتنسيق مبادرات ترميز المدفوعات والمحافظ الرقمية وأنظمة البطاقات.

عن الوظيفة

The Digital Payments & Tokenization Specialist is responsible for managing and coordinating NASS's digital payment and payment-tokenization initiatives from both issuer and acquirer perspectives. The role acts as the internal subject-matter owner for tokenization, digital wallets, token lifecycle management, card provisioning, and related scheme requirements. The specialist works closely with card schemes, token service providers, technology vendors, developers, card-management providers, and internal teams to ensure that digital-payment solutions are correctly designed, integrated, tested, certified, and operationally ready. The role is primarily focused on technical ownership, coordination, requirements, and solution validation rather than direct software development.

المهام

  • Own the functional and technical requirements for payment tokenization from issuer and acquirer perspectives.
  • Coordinate with token service providers, card schemes, digital-wallet providers, technology vendors, and internal development teams.
  • Translate scheme and vendor requirements into clear technical and operational requirements for NASS.
  • Understand and manage the complete token lifecycle, including provisioning, eligibility, activation, suspension, resumption, deletion, card replacement, renewal, expiry, and lost or stolen card scenarios.
  • Review and validate card-to-token lifecycle relationships and ensure token status remains synchronized with the underlying payment card.
  • Coordinate issuer identification and verification requirements used during token provisioning.
  • Define and review customer authentication and step-up verification requirements.
  • Review token provisioning flows through mobile applications, issuer applications, digital wallets, and third-party token requestors.
  • Review tokenized transaction authorization flows and ensure correct interaction between the wallet, token service provider, card scheme, switch, and card-management system.
  • Support integration between NASS systems and tokenization platforms.
  • Review API specifications, callbacks, event notifications, message flows, and integration dependencies related to tokenization.
  • Coordinate technical discussions related to Token Requestor IDs, token domains, token assurance levels, token authentication methods, and wallet configuration.
  • Support issuer wallet and digital-wallet readiness initiatives, including future readiness for Apple Pay, Google Wallet, scheme wallets, and other wallet platforms.
  • Coordinate tokenization testing and certification activities with relevant schemes and vendors.
  • Prepare and maintain tokenization test scenarios covering normal, negative, exception, lifecycle, and failure cases.
  • Validate vendor deliverables and ensure that tokenization requirements are fully implemented before acceptance.
  • Participate in defect analysis, troubleshooting, and root-cause discussions related to tokenization.
  • Maintain technical documentation, integration flows, token lifecycle diagrams, configuration requirements, and decision logs.
  • Support production-readiness assessment and post-go-live issue resolution.
  • Ensure tokenization implementation aligns with NASS security, PCI, card-scheme, and regulatory requirements.

المتطلبات

  • Strong understanding of card issuing and payment processing.
  • Good understanding of payment tokenization concepts and digital-wallet provisioning.
  • Understanding of issuer and acquirer roles within card-payment ecosystems.
  • Understanding of card lifecycle management, payment switches, and card-management systems.
  • Familiarity with API-based system integration and technical specifications.
  • Knowledge of payment authentication and customer verification concepts.
  • Strong vendor-management, analytical, troubleshooting, and communication skills.
  • Experience within a payment service provider, bank, card issuer, acquirer, processor, fintech, or payment technology provider.
  • Experience with Visa, Mastercard, or domestic card schemes.
  • Previous exposure to payment-tokenization platforms or digital-wallet implementations is highly desirable.
  • Experience coordinating external vendors and participating in payment certification or production-readiness activities.

المهارات

  • إصدار البطاقات
  • معالجة المدفوعات
  • ترميز المدفوعات
  • المحافظ الرقمية
  • إدارة دورة حياة البطاقة
  • مقسمات الدفع
  • أنظمة إدارة البطاقات
  • تكامل واجهات برمجة التطبيقات API
  • المصادقة على المدفوعات
  • إدارة الموردين

التفاصيل

المهنة
أخصائي مصرفية رقمية
الفئة
البنوك والتأمين

طريقة التقديم

  • Apply link: https://hr.nass.iq:8069/jobs/apply/digital-payments-tokenization-specialist-188
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